Why Was My Credit Card Application Declined? 8 Real Reasons, Proven Fixes
By Marcus Liang, Credit Card Analyst · Last updated August 27, 2026 A credit card application declined notice almost always comes down to one of eight reasons, and none of them are permanent. Issuers rarely tell you which one applied when you get a credit card application declined, so this guide walks the real list, […]
Credit Score Needed for a Credit Card in Canada: Essential 2026 Guide
By Marcus Liang, Credit Card Analyst · Last updated August 27, 2026 The credit score needed for a credit card in Canada depends entirely on the card’s tier: secured cards approve almost any score, entry level cards typically want fair credit in the 560 to 660 range, mainstream rewards cards look for 660 plus, and […]
How to Cancel a Credit Card in Canada (Without Hurting Your Credit)
By Marcus Liang, Credit Card Analyst at BestCreditCardCanada.ca · Published 2024 · Last updated June 2026 Does it hurt your credit to cancel a credit card? It can. When you cancel a credit card you lower your total available credit and can shorten your credit history, which may dip your score. Done the right way, […]